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Articles About Credit Risk
by Prabir Sen
Over the years, banks have been involved in a process of upgrading
their risk management capabilities. In doing so, the most important
part of upgrading has been the development of the methodologies,
with introduction of more rigorous control practices, in measuring
and managing risk.
by Sam Miller
Companies and other institutions, such as banks, are often faced
with certain risks. Risk is always a part in every business. But
if the risk involved is financial in nature, companies must come
up with a system that can help manage risk.
by Sam Miller
Measuring credit risks leads to improvement in credit risk management.
One of the tools to assess the performance in handling credit risk
is the credit risk scorecard.
by Sam Miller
Keeping your credit risk ratio low is just as important as maintaining
an ideal FICO score. There is significant weight that credit risk
can put on any borrower's reputation.
by Michelle Dunn
Credit risk is the time in between when the customer leaves with
the product or service and when you get paid. Credit risk is the
risk of loss due to a default on a contract, or more generally,
the risk of loss due to some "credit event".
by Sam Miller
The importance of credit risk management for banking is tremendous.
Banks and other financial institutions are often faced with risks
that are mostly of financial nature. These institutions must balance
risks as well as returns.
by Tim Gorman
As a Credit Officer or Underwriter, you will prepare credit offerings
that analyze financial data, industry risk, evaluate collateral
and loan structure to determine the creditworthiness and financial
condition of borrowers consistent with bank standards. You will
decide the extension of credit within prescribed approval authorities
and provide papers on commercial credit risk management. Optimist
now provides users with total flexibility to create, manage and
edit loan approval documents - offering unlimited potential to create
custom reports.
by Alan C Anderson
The sub-prime crisis has been blamed on the use of credit default
swaps. What are credit default swaps and how might they have contributed
to the crisis? What does the future hold for these instruments?
by Callum A Humphries
Risk assessment is something that's become very important these
days. With the credit crunch of last year, credit risk was something
that a lot of financial companies had to consider. Most companies
had to rethink their acceptance process and also consider credit
risk more carefully. For this reason, risk assessment and risk consulting
has become a very important aspect of financial transactions.
by Vincent Hanna
Credit risk is the oldest and the most known banking risk. Credit
risk is the risk to earnings or capital arising from a borrower's
failure to meet the terms of any contract with the bank or otherwise
fail to perform as agreed.
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